Recreational boats

Recreational boats

Why do we need this insurance?

 

Civil liability for damages caused to third parties is required by law.

To navigate safely, with 24-hour assistance guarantee.

The sea can be unpredictable, and it can cause damage to your vessel.

It protects not only your boat but also damages caused to passengers.

 

What risks does it cover?

 

This insurance applies to motorboats, sailboats, jet skis, and water motorcycles.

Coverage includes:

  • Civil liability
  • Boat and people assistance
  • Personal accidents for passengers
  • Damage to the boat (including theft)
  • Salvage costs
  • Legal protection

It can be extended to cover boat transport on land, as well as loading and unloading.

 

Tips for contracting this insurance

 

If you participate in regattas or participate in water skiing, be sure to inform the insurer.

If you want to insure the damage to your boat, detail the value of the motors, navigation equipment, fishing gear, and any other extras.

The age and type of construction of the boat are important factors for the premium calculation.

Boat insurance is generally cheaper than car insurance when comparing insured amounts.

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